Privacy Policy

Information We Collect

When you use MY FIRE JOURNEY, we collect the following categories of personal data:

• Account Information — Your email address, first name, and last name, collected at signup.
• Financial Data — Income, expenses, savings, portfolio values, and date of birth that you manually enter into the app.
• FIRE Quiz Data — Your answers to the FIRE readiness quiz and the results generated from them.
• Scenarios & Milestones — Custom financial scenarios and milestones you create within the app.
• Daily Expense Tracking — Individual expense entries you log through the daily tracker feature.
• Subscription & Payment Status — Whether you hold a free or premium subscription and the current status of your subscription.

How We Use Your Information

We process your personal data for the following purposes under the lawful bases permitted by the UK GDPR:

• Providing the Service — To operate the app, perform FIRE calculations, display your dashboard, track expenses, and deliver the features you use.
• Authentication — To verify your identity when you sign in via email and password, and to facilitate password resets via email link. (Lawful basis: contract performance)
• Payment Processing — To process premium subscription payments through Apple's App Store in-app purchase system. We never receive or store your payment details — Apple handles all payment processing. (Lawful basis: contract performance)
• Service Improvement — To understand how the app is used and to improve its features and performance. (Lawful basis: legitimate interest)
• Communication — To notify you of important changes to the service, this policy, or your account. (Lawful basis: legitimate interest)

We will never sell, rent, or share your personal financial data with third parties for marketing or advertising purposes.

Data Storage & Security

All user data — including account information, financial data, quiz results, scenarios, milestones, and expense tracking entries — is stored in a Supabase-hosted PostgreSQL database. Supabase infrastructure is hosted on cloud servers which may be located outside the United Kingdom, currently the primary database is in EU, France.

Payment details are handled entirely by Apple through its App Store in-app purchase system. MY FIRE JOURNEY never receives, processes, or stores any payment credentials.

We implement appropriate technical and organisational security measures including encrypted data transmission (TLS/SSL), secure authentication protocols, and access controls to protect your data against unauthorised access, loss, or misuse.

Authentication

MY FIRE JOURNEY uses email and password authentication only. We do not offer social login (e.g. Google, Apple, Facebook). Your password is securely hashed and stored by Supabase — we never have access to your plaintext password. If you forget your password, you can request a reset link sent to your registered email address.

Third-Party Services

We use the following third-party service providers to operate MY FIRE JOURNEY. Each processes data only as necessary to fulfil their specific function:

For more information, please refer to the privacy policies of Supabase and Apple.

Data Retention

We retain your personal data for as long as your account remains active. If you delete your account, all associated personal data — including financial data, quiz results, scenarios, milestones, and expense entries — will be permanently deleted from our systems within 30 days, except where we are required by law to retain certain records (e.g. transaction records for tax or regulatory purposes).

Your Rights

Under the UK GDPR and Data Protection Act 2018, you have the following rights in relation to your personal data:

To exercise any of these rights, please contact us at contact@myfirejourney.io. We will respond to your request within one calendar month. If you are not satisfied with our response, you have the right to lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we will notify you through the app or via email to your registered address. We encourage you to review this page periodically. The "Last updated" date at the top of this page indicates when the policy was most recently revised.